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Financial inclusion as a corner stone

Home Credit

21/10/2022 | 1 minute to read

The corner stone of our sustainable strategy is financial inclusion. Already since the very beginning, the founders of Home Credit realized that to build a sustainable business, you need a sustainable business proposition.

From the beginning Home Credit understood that financial inclusion must go hand in hand with financial literacy. Thanks to digitalization, the need for financial and digital literacy has increased even more. A whole range of financial services, from credit to investment, has become accessible to a wider spectrum of customers.

This year we have partnered with a world-class financial literacy expert to explore how we can embed financial literacy into different stages of our customer journey.

We believe that now, our company has another important role to play: financing a just green transition.

Vulnerable groups are more exposed to climate-related losses due to a decreased ability to adapt and recover from climate events.

For example, heat waves hit those who cannot afford an air conditioner much harder. Photovoltaic solutions can help cut soaring energy bills. But installing solar panels on your roof requires a substantial initial investment.

Another example is battery-powered electric three-wheelers. They can serve as an extra source of livelihood and increase mobility in underdeveloped areas, without harming the environment.

Inclusive green financing will be one of the key components in climate crisis mitigation and adaptation in Asia.

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